Arthvardhan. Let your money work and you relax

Why most Indians don't Invest in the stock market.   India can become an economic superpower if at least 25% of Indians start investing in the stock market. But we lack in investment because of many reasons. Don't know about the stock market. Lack of knowledge is the main reason for not investing in the stock market. People don't know how the stock market works and lack interest in it. People know about big companies but they don't know how they operate, how the system works. Stock market seems like a fantasy world to them. Everywhere they read, hear about big companies but they just don't pay attention. Newspapers only print about their prices or momentum, but they don't print about their workings. Lack of trust in stock market A few years ago every now and then newspapers printed about scams and frauds with big headings. This has created fear in minds of common people. Scams like Harshad Mehta, Ketan Parekh, Nirav Modi have built such fear that they tend to...

ELSS Vs PPF | What is best for tax saving in 2021? | Detailed comparison between ELSS and PPF     Tax Saving Options. When the Financial year is coming to end, tax savings comes to our mind. Lots of options available in the market for tax savings. Like, FD, National Pension Scheme (NPS), Public Provident Fund (PPF), Equity Linked Saving Scheme ELSS, Sukanya Samrudhi Yojna, National Savings Certificate (NSC). What is Section 80C.   80C is a section in Income Tax Act, 1961. To promote investment, Government allows getting exemption from income tax for the financial year up to 1.5 Lakh Rs. The main intention of the government to generate circulation of liquidity in the market.  We are going to discuss ELSS and PPF. ELSS stands for Equity Linked Saving Scheme. PPF stands for Public Provident Fund. Both of these Funds provide a maximum deduction of 1.5Lakh Rs under section 80C of the Income Tax Act, 1961. What is ELSS (Equity Linked Saving Scheme) Fund? This fund is a pa...

 Top 6 Financial mistakes and how to avoid them.     To err is human. To correct it also human. Spending too much. At the end of the month, you notice that not much money is left for basic requirements, it means you are spending too much. The whole month you bought stuff to impress people, to show off, never wanted, no need things you will surely end up having a big hole in the pocket. Now, you decide that I will not do overspending next month but you did it again. You got broke in next month also. You are not able to figure out how it is happening? Let's understand, the psychology behind overspending.  You went to a store to buy biscuits. You are roaming inside the store searching for your biscuit and looking at the stuff which is not on your buying list. You saw a packet of new flavor noodles and instantly your heart says let's try this also. You took the packet and keep in your basket. Now, there an offer on cold drinks ''buy 1 get 1 free'', you think...

 Emergency Fund | How to create an Emergency Fund?             Money will save money. How?          Do you know before you start investing there is an important step to be taken? It is so important that without it investing is not possible in any given condition. The condition is to create an emergency fund.            There are most common options available for parking money bank account and to invest, there are numerous options like FD, RD, Post office, Mutual Funds, Stocks, Real Estate.            How it's important let's say you want to build a 25 stories building without making a base. How long do you think it will stand tall? No specific answer. One small shake of earthquakes and the building will be soiled. Or in a flood, it will be taken away with the strong waves.                  ...

  What is a mutual fund?   General definition:  Mutual fund made up of a pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments, and other assets.  SEBI definition:  a fund established in the form of a trust to raise monies through the sale of units to the public or a section of the public under one or more schemes for investing in securities including money market instruments or gold or gold-related instruments or real estate assets. How the mutual fund is created?   The mutual fund is created by 5 different layers of organization or entities. They act differently with a defined goal.    Mutual fund trust sponsor trustee AMC RTA   Mutual fund trust:   To create a trust, trustees are appointed. When they are appointed, they are jointly referred as 'Board of trustees' Their role is to protect the interest of investors. the trustees are named in the trust deed. They are governed by ...