From First Salary to Retirement: How Your Investment Strategy Changes With Age Imagine two people. Rahul is 25 years old and has just started earning. He can invest ₹5,000 every month and has several decades before retirement. Rajesh is 55 years old. He has savings, family responsibilities and only a few years left before retirement. Should both invest their money in the same way? Absolutely not. Rahul may have more time to recover from market downturns, while Rajesh may need to protect the wealth he has already accumulated. Their financial goals, responsibilities and ability to take risks are different. This is why investment preferences often change with age. As people move from their first salary to marriage, family responsibilities, retirement and beyond, their financial priorities evolve. Let's understand how investment strategies can change at different stages of life. 1. In Your 20s: Building Wealth From Zero Your 20s are often the beginning of your financial journey. Your...
Gold Mutual Funds Suddenly Stop New Investments! What Is Happening in India? Imagine you want to invest in gold before Diwali. Instead of buying jewellery or physical gold, you decide to invest through a mutual fund. But when you try to invest, you discover that fresh investments in your gold fund are temporarily not being accepted. This is the situation investors are facing in India in October 2026. Several mutual fund houses have temporarily suspended fresh subscriptions to Gold ETF Fund of Funds (FoFs) . The move comes at a time when gold remains an important investment choice for Indian households and festive demand is approaching. Reports link the restrictions to concerns about the rupee, gold imports and guidance from the market regulator, SEBI. But why would India restrict fresh investment through gold mutual funds when people want to buy gold? Does this mean gold investment is banned? And what should existing investors do? Let's understand the complete story. What Exactly...