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Showing posts from March, 2021

Posted by Ravikumar.

ICICI Prudential Dynamic Asset Allocation Passive FOF NFO 2026: Complete Review, Strategy, Risks & Should You Invest?

  ICICI Prudential Dynamic Asset Allocation Passive FOF NFO 2026: Complete Review, Strategy, Risks & Should You Invest? The mutual fund industry has been seeing increasing interest in dynamic asset allocation , where the equity and debt allocation can change depending on market conditions. Now, ICICI Prudential Mutual Fund has launched a new product called ICICI Prudential Dynamic Asset Allocation Passive FOF . The interesting part is in the name itself. It is Dynamic Asset Allocation because the fund can change its allocation between equity and debt. It is a Passive FOF because instead of directly selecting individual stocks and bonds, the scheme primarily invests in passive equity and debt-oriented index funds or ETFs. This makes the fund different from a traditional Balanced Advantage Fund and also different from the existing ICICI Prudential Dynamic Asset Allocation Active FOF. In this article, let's understand the fund from every important angle — what it is, how it work...

How I learned savings in my young age. | Money saving tip.

           There is no right age for saving money. When you were a toddler, your parents must have already started saving for you. Now, you are at that age where you understand the concept of saving. You can start right away.             I remember when I was very young my parents bought me a Gullak (piggy bank). It was made out of tin (not a regular clay vessel). My parents were wise enough to share the lesson of savings with me. They regularly gave me some pocket money with a condition that half of the money must go into gullak. I always use to put half of my pocket money in gullak. Rest of the money I spent and left everything I put again in gullak. This habit developed a sense of saving inside my mind. Which tremendously helped me in my coming years. So, one by one I filled 5 gullaks with hard cash. They were very heavy to carry.               In school, my classmates came on a b...

What is Bluechip companies and bluechip funds? | Why we should invest in it?

      Now and then we have heard or read about bluechip stocks or bluechip funds. Have you ever wondered what is blue-chip and from where this word came from? This word came from gambling. In  casinos , there are different colored chips, like red, green, and blue. Each colored chip reflects the value in currency. For buying a chip it can be called a token amount.      Meaning of bluechip Bluechips are trust worthy, stable, reliable. They are the highest denomination in games of poker but now this jargon is widely getting used in investment and financial sectors.     Why a company is called a bluechip company? For a company to be called bluechip it should fall into certain categories. The company should have high trust in the market, high volume in terms of cash and equity, future plans are reliable. There are 5000+ companies listed on the stock exchange in India. They are divided into 3 categories.        ...

What's more important than money ? ? ?

      Your thoughts after reading this title. ·          Everything revolves   around money ·          In our life time we work hard to earn decent amount ·          Money is most important aspect of life     ·       No one can do any thing without money If I say we all are wrong. This all thoughts are planted in our mind because of ecosystems around us. We earn day and night to earn. But that’s half truth. Yes, its half truth. We all don’t work for money but we work for comfort, well-being, dignity, better health and so on. Money is the source to get all this. Then you might be asking, all these things are OK. Now tell what is more important than money. I will tell five things that are more important than money.   1.        Your health 2.   ...